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Friday, September 27, 2019   /   by Harvey Rosenberg

Sellers - Should You Decorate Your Home for the Holidays

With the fall season officially upon us, many homeowners like to deck out their homes the holiday seasons. Whether you like a cozy autumn theme, a sparkly Halloween decor, or an all-out fright night, should you decorate for the holidays? Even if Halloween and fall aren't your things, the winter holidays are not far behind.

However, if you're trying to sell your home, should you decorate it for the fall season?

The simple answer to decorating for the holiday season is yes, go ahead. But, keep it simple. Potential home buyers will want to see how the home fits in with the seasonal decor and into the neighborhood. However, just because you might lean towards a Halloween Horror Nights, you'll need to tone down your decor to Not-So-Scary. 

Because not everyone may celebrate Halloween, keep your October decor to the fall season instead. Pumpkins, haystacks, golden leaf arrangements are fine. Plus, your potential home buyer may have young kids and aren't looking fo ...

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Friday, September 20, 2019   /   by Harvey Rosenberg

Should You Get a Buyer's Agent?

If you're looking for a house as a first time or even a seasoned buyer, have you thought of using a Buyer's Agent. 

Do It Yourself Home Buying

Yes, these days you can do it yourself, but why? As a buyer, working with a buyer’s agent gives you years of insight and knowledge as to what’s going on in the market as well as someone to negotiate on your behalf. A Realtor is a professional that will know the market better than anyone else because they are doing it every day. 

A Buyer's agent typically does not cost the buyer any commission fees. The commissions are worked in the sale of the house and come out of the seller's profit.

A buyer's agent can also help with the following.

Create a Budget
Before you start shopping, you should know how much home you can afford. Get a general idea of what you can afford to spend monthly on the home loan, a well as any HOA fees that may factor into your monthly payment. Not sure where to start? A Buyers Agen ...

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Friday, September 13, 2019   /   by Harvey Rosenberg

Do you Need Renter's Insurance

Do you need renter's insurance? Technically no. Unlike driving a car, you can rent a home without insurance. However, that doesn't mean you should. Take a look at what is and isn't covered with renter's insurance.

What is Renter's Insurance?

Even if you don't own the home, you own the items inside the home. Renter's insurance covers your belongings. The owner of the building is responsible for the structure, so in terms of damage to the roof, for example, you're not obligated to cover that. However, if that damage leads to damage to your belongings, the landlord is not responsible for your items. This is where renter's insurance comes in.

What does it cover?

Generally, renter's insurance protects your property against loss or damage. Things such as fire damage, water damage, and even theft are usually covered. Occasionally renter's insurance can cover additional living expenses if you have to vacate your home or apartment due to serious repairs. For example, a leak dama ...

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Friday, September 06, 2019   /   by Harvey Rosenberg

5 Steps to Secure Your Home During a Hurricane

While one hurricane has passed us by so far this year, that doesn't mean we won't get hit with another. Here are 5 things you can do to prepare your home before the next storm.

First, let's talk about what a hurricane rating means. Hurricanes are categorized on a scale of 1 to 5 based on the wind speed. While each hurricane brings in a lot of rain, the wind is the cause of a lot of damage as well. The wind speeds are the following:

Category 1 - 74-95 mph
Category 2 - 95-100 mph
Category 3 - 111-129 mph
Category 4 - 130-156 mph
Category 5 - above 157 mph

The high wind speeds are like a freight train coming at your house. Take these steps before the next hurricane or major tropical storm hits.

Document Your Belongings

Take pictures of your items for insurance purposes both in and outside the home. Save these to a cloud-based system such as Apple or Google Photos so that you can access even if your computers are damaged. 

Take Care of Your Roof

Check gu ...

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